The end of the year is quickly upon us which means you’re running out of time to use up any leftover dental benefits in your flexible spending account! Have you and your family had two cleanings and dental check ups this year? Most insurances cover 2 per year. Might as well take advantage of the insurance you’re paying for! Call us today, we can make sure to squeeze you in before the end of the year.
Any amount that is not used up by the start of the new year will be lost as the unused portion doesn’t roll over.
If you have any leftover funds, why not use them to show your teeth some additional love?
There are some procedures that are not covered by insurance that can be paid for using the unused funds. Almost any preventative or restorative dental procedure is covered by FSA funds. Some orthodontic work is also covered.
Unfortunately, you’ll have to pay out of your own pocket if you want your teeth whitened or get those veneers you’ve always wanted. Cosmetic dental procedures are excluded from flexible spending account funds.
If you’re at a loss for how you can spend your remaining dental insurance funds, here are common dental procedures and services that are covered:
- Teeth cleanings
- Teeth fillings
- Dental sealants
- Tooth extractions
- Inlays and onlays
- Treatments for gingivitis
- Treatment for temporomandibular joint syndrome disorder (TMJ)
- Gum recession treatment
- Oral surgery
- Treatment for Bruxism
- Non-cosmetic orthodontic work
Don’t feel stressed about not having a dental issue that needs to be treated.
Even if you don’t notice or think you have any dental problems, it doesn’t hurt to go and have your teeth cleaned and looked at. Prevention, after all, is the best way to avoid worse and more complicated dental problems in the future.
If you have a minor dental issue, such as a cavity, it would be wise to use your FSA money to have it treated. Delaying treatment even on seemingly minor dental issues can result in them getting progressively worse. Worsening dental conditions can in turn, lead to more expensive and extensive dental treatment.
Your dentist will be able to inform you of what dental procedures are covered in your specific flexible spending account plan.
You can use the funds in your FSA for your children’s dental care as well. Regular dental visits and preventative care are important for a healthy, great-looking smile at any age.
The dentist and orthodontist at Out of This World Dentistry provide a wide range of dental services for the whole family. Our office specializes in pediatric dentistry and orthodontics for both children and adults. Call us today to set up an appointment for your child and yourself at any of our three conveniently located offices.
Don’t let your unused flexible spending account funds go to waste. Use them to invest in your family’s dental health and care. Using your FSA funds for the prevention of dental issues is a smart move in saving you and your family from more serious dental problems and expensive and intensive future dental treatment.